Dan Wiggenhorn
    Independent Medicare Simplicity Advisor
    Free Quote
    Active senior couple enjoying a sunny day outdoors

    Overwhelmed by Medicare?
    Let's Remove the Frustration.

    Shopping for Medicare is confusing, stressful, and time-consuming. I cut through the noise to help you find the right coverage—and you can still compare all your options at absolutely no cost to you.

    Request Your Free Quote
    Relieved senior couple getting clear Medicare guidance
    100% Free Service

    My guidance and comparison services come at zero cost to you.

    The Zero Confusion Promise

    I translate confusing Medicare jargon into plain English.

    Let's face it: shopping for Medicare is a headache. The endless mailers, confusing terminology, and fear of making the wrong choice can be paralyzing.

    As an independent agent, my job is to take that frustration completely off your plate. I simplify the process, compare your options, and ensure you get the best plan at the best price—without the stress.

    • No more confusing paperwork or endless hold music.
    • Unbiased comparisons across top national carriers.
    • Find hidden savings on your current prescriptions.
    • Personalized recommendations based on your actual doctors.
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    Dan Wiggenhorn

    My Zero Confusion Promise

    I've personally helped thousands of individuals, just like you, find the right coverage at the most affordable prices. With recent changes to Medicare, it's more important than ever to have someone with the experience and expertise to guide you through your options. That's why I make it easy for you! I will review your doctors and medications and find the plan that best suits your needs.

    I take the time to meet with each of my clients to understand their unique needs and offer objective advice and solutions for both the present and the future.

    I work with nationally recognized insurance companies to ensure you receive the quality coverage you deserve.

    Best of all, my services are completely free of charge!

    Call me today at (440) 586-3776, and let me help you find the right insurance. Your consultation is absolutely at no cost to you!

    100% Free Guidance — No Cost to You

    Medicare Plans,
    Simply Explained.

    Stop drowning in confusing plan options. I break down every Medicare plan type in plain English so you can choose with confidence — never confusion.

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    Medicare Plan Overview

    A quick-reference guide to understand how the different parts of Medicare work together.

    Medicare Plans Overview Chart showing Parts A, B, C, D and Medigap options

    Questions about what any of this means? That's exactly what I'm here for.

    The Three Plans I Help You Navigate

    Every Medicare situation is unique. I compare all three for you — at absolutely no cost.

    Medicare Supplement (Medigap)

    Works alongside Original Medicare (Part A & B) to cover the 'gaps'—like copays, coinsurance, and deductibles—so you rarely face unexpected out-of-pocket costs.

    • Covers Medicare Part A & B cost-sharing gaps
    • Freedom to see any doctor who accepts Medicare
    • No referrals needed for specialists
    • Predictable monthly costs, fewer surprises
    • Guaranteed renewable regardless of health changes

    Best for: Those who want maximum freedom and predictable costs.

    Medicare Advantage (Part C)

    An all-in-one alternative to Original Medicare, offered by private insurers. Often bundles medical, hospital, and prescription drug coverage—sometimes with $0 premium options.

    • Combines Part A, Part B, and often Part D
    • Many plans include dental, vision & hearing
    • May include fitness benefits (SilverSneakers)
    • $0 or low monthly premium options available
    • Extra benefits beyond Original Medicare

    Best for: Those who want extra benefits and lower monthly premiums.

    Prescription Drug Plans (Part D)

    Stand-alone drug coverage added to Original Medicare or a Medigap plan. I'll review your exact medications to find the plan that minimizes your out-of-pocket drug costs.

    • Covers brand-name and generic prescriptions
    • Plans vary by formulary—I match yours exactly
    • Helps avoid the Medicare Part D penalty
    • Annual review to ensure you have the best plan
    • Works with Medicare Supplement plans

    Best for: Those on Original Medicare who need drug coverage.

    Medicare Supplement Plan Letters

    Medigap plans are standardized by letter. Here's what each covers — I'll help you find your best fit.

    Plan A

    Covers hospital coinsurance & hospice care coinsurance/copayments.

    Plan B

    Plan A benefits plus Medicare Part A deductible.

    Plan C

    Plan B benefits plus skilled nursing & foreign travel emergency.

    Plan D

    Plan B benefits plus skilled nursing care coinsurance.

    Plan F

    Most comprehensive — covers all Medicare cost-sharing (available pre-2020).

    Plan G

    Like Plan F but you pay the Part B deductible. Most popular today.

    Plan K

    50% coverage of most cost-sharing; lower premium option.

    Plan L

    75% coverage of most cost-sharing; lower premium option.

    Plan M

    Covers 50% of Part A deductible; lower premium.

    Plan N

    Plan D benefits plus 100% of Part B coinsurance with small copays.

    Not sure which letter plan is right for you? I compare them side-by-side based on your doctors, medications, and budget.

    Find My Best Plan
    Independent. Unbiased. Free.

    Why Let Me Guide You?

    I'm Independent
    I'm not tied to any single carrier. I shop the entire market to find what's best for YOU.
    No Cost to You
    Insurance companies pay me a commission — so my guidance is 100% free to you, always.
    Annual Reviews
    Plans change every year. I review your coverage annually so you're never overpaying.
    Local & Personal
    You get a real person who knows you by name — not a 1-800 call center.
    1,000+
    Clients helped find the right plan
    $0
    Cost to you for expert guidance
    75+
    Top carriers compared for you

    Insurance Carriers I Work With

    Aetna
    Anthem
    Cigna
    Clover Health
    Devoted Health
    Humana
    Molina Healthcare
    UnitedHealthcare
    WellCare
    Zing Health
    Florida Blue
    Freedom Health
    Optimum HealthCare
    CarePlus Health Plans
    75+ Regional Carriers

    Real Stories from Relieved Clients

    Don't just take my word for it. Here's what other seniors have to say about getting their Medicare confusion cleared up.

    Direct Client Feedback

    "Dan made the entire Medicare process so simple. We were drowning in mailers and didn't know what to choose. He found a plan that covered all our doctors and saved us money."

    Robert & Mary T.

    "I thought I had to pay for this kind of expert advice. Dan sat down with me, explained everything in plain English, and handled all the paperwork. Truly a lifesaver."

    Susan W.

    "After struggling to understand the difference between Advantage and Supplement plans, Dan cleared it all up in one phone call. I finally have peace of mind about my coverage."

    James L.

    Leave a Review

    Share your experience to help others find the right Medicare guidance.

    Let me help you take the frustration out, and help you choose the right plan for your needs!

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    Call Today : (440) 586-3776