Dan Wiggenhorn
    Independent Medicare Simplicity Advisor
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    Privacy Policy

    Purpose

    This Privacy Policy ("Policy") outlines the practices and procedures governing the collection, use, and disclosure of Personal Information by Dan Wiggenhorn ("Company," "we," "us," or "our") through our website https://danwiggenhornins.com (the "Service").

    Scope

    This Policy applies to all users ("Users") of the Service and governs the handling of Personal Information collected thereby.

    Commitment to Privacy

    We are committed to protecting your privacy and ensuring compliance with applicable data protection laws. We do not share or sell user information except as described in this Policy. By using the Service, you consent to the collection and use of your information as described herein. Unless otherwise defined in this Policy, terms used have the same meanings as in our Terms of Service, accessible by clicking here.

    INFORMATION COLLECTION AND USE

    Personal Information

    We may collect personally identifiable information ("Personal Information") that can be used to contact or identify you, including but not limited to:

    • Email address
    • Full name
    • Telephone number
    • Postal address
    • SMS information - including any content or details you provide when opting in to our SMS services
    • Other information you provide

    We collect this information to provide and improve the Service, communicate with you, respond to inquiries, process orders, and enhance our services.

    Log Data

    We collect information that your browser sends when you visit our Service ("Log Data"), including:

    • Internet Protocol (IP) address
    • Browser type and version
    • Pages visited
    • Date and time of visit
    • Time spent on pages
    • Device identifiers
    • Diagnostic data

    We use cookies, which are small data files, to collect information and enhance your experience. You can manage cookie preferences through your browser settings. Refusing cookies may limit some Service features.

    Do Not Track (DNT)

    We do not support DNT.

    SERVICE PROVIDERS

    We may use third-party providers to facilitate our Service, perform related services, or analyze Service usage. They have access to Personal Information only for these tasks and are obligated to keep it confidential. They may not share or sell your data.

    SMS/TEXT MESSAGE INFORMATION

    Non-Disclosure

    We will not disclose SMS/text message information to third parties, except as legally required.

    Limited Use

    SMS/text message information is used solely for the purposes described in Section 4 (Use of Personal Information) and legal compliance.

    Non-Sharing Policy

    No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service or service delivery, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except aggregators and providers of text message services as necessary to deliver SMS communications.

    USE OF PERSONAL INFORMATION

    We use Personal Information to:

    • Provide and maintain the Service.
    • Notify you of Service updates.
    • Enable interactive Service features.
    • Provide customer support.
    • Analyze and improve the Service.
    • Monitor Service performance.
    • Detect and resolve technical issues.
    • Communicate via SMS/text messages (with consent).
    • Personalize communications.
    • Respond to inquiries.

    USER RIGHTS

    ACCESS

    You have the right to access your Personal Information.

    Rectification

    You have the right to rectify inaccuracies in your data.

    Erasure

    You have the right to request erasure of your data.

    Preferences

    You have the right to manage communication preferences.

    Opt-Out

    You have the right to opt out of SMS messages by replying "STOP" or contacting us at danwiggenhorn1@gmail.com. You can also text HELP to (440) 822-0660 for help.

    Exercise Rights

    To exercise these rights, contact us using the information in Section 11. We may verify your identity.

    DATA SECURITY

    We implement reasonable security measures to protect Personal Information. No method of transmission or storage is completely secure; we cannot guarantee absolute security.

    INTERNATIONAL TRANSFER

    Your information may be transferred to and processed in countries outside your jurisdiction, including the United States, where data protection laws may differ. By providing information, you consent to this transfer.

    THIRD-PARTY LINKS

    Our Service may contain links to third-party sites. We are not responsible for their privacy practices.

    CHILDREN'S PRIVACY

    Our Service is for users age 18 or older. We do not knowingly collect information from children under 13. If we learn we have collected such information, we will delete it.

    AMENDMENTS TO THIS POLICY

    We may update this Policy. Changes will be posted on this page and effective immediately. Your continued use of the Service constitutes acceptance of the changes. We will notify you of material changes via email or a website notice.